Austin Trombley, has been a Software Engineer in Traditional Finance for 20 years, with the last 7 years focused on FinTech. After consulting for companies like Visa, Wells Fargo, First Tennessee Bank and others he went on to co-found the Quantitative Hedge Fund Random Forest Capital which was acquired by Franklin Templeton after only a year and 3 months. Subsequently he built the blockchain company tokenvault that created the first blockchain based Transfer Agency and Mutual Fund on Chain. His recent role as Executive Vice President of Spoton (consultant) Payments Company Spoton (15 BN+ in processing) gives him interesting perspective on Crypto as Tender and challenges associated with institutionalizing Blockchain.