From Margins to Ecosystems
For years, pricing was one of the primary ways money transfer companies competed.
Lower fees. Better FX rates. Promotional offers. Margins were the battlefield.

For years, pricing was one of the primary ways money transfer companies competed.
Lower fees. Better FX rates. Promotional offers. Margins were the battlefield.
FINTECH INSIGHTS Industry Landscape Shifting In 2023 Q&A With Nabil Kabbani How do you see the industry landscape shifting in 2023? Investment in fintech has decreased significantly. Total fintech funding reached $75.2bn, down 46% in 2022. More notably Q4 funding was less than 25% of the annual number at roughly $10bn, indicating a continuing decline.…
We are enclosing an interview with Elena Gafarova, the VP of Global Sales and Product Management at CONTACT. CONTACT is a leading International Money Transfers and Payments system founded in Moscow in 1999 by RUSSLAVBANK and has a network of 230 000 service points, including payment terminals in over 100 countries. CONTACT will be a…
An interview with Sandra Yao of Thunes on driving fintech innovation, cross-border payment interoperability, and the growth of China-Kenya trade relations.
Nabil spent twelve years growing the business at Western Union between 1998 and 2004 across North America, MENA, Asia, and Europe. He also spent 4 years as President and CEO of Omnex Group, 5 years as CEO of Account Control Technology Holdings, and is now President and CEO of CieloPay. This resume has earned him…
I met Ronald Mazursky at his NYPAY event, a New York City payments and mobile commerce group hosting events for innovators and leaders since 2006. He is a founder, officer, and board member of NYPAY. The events often revolve around conversations that involve issuers, merchants, networks, FinTech startups, regulators, and others. As a result, lively…
Sofia Freyder of JPMorgan Chase discusses the US real-time payments rollout, digital banking trends, and COVID-19’s impact on global remittances.
M-Pesa details its global growth, showcasing strategic partnerships with Western Union and Visa to boost digital remittance and financial inclusion.
Luis Cambronero discusses how TransferZero and AZA drive digital remittance growth in Africa, navigating complex regulations and post-COVID challenges.
Aamer Abedi discusses how RemitONE tackles de-risking through transparent compliance technology that builds trust between central banks and MTOs.
Sanjib Kalita discusses how Guppy.ai utilizes blockchain to put credit data in users’ control, driving financial inclusion across global emerging remittance markets.
You can’t miss Sofia Freyder. She’s currently Executive Director at JPMorgan Chase for digital payments. Iron straight platinum blond hair, red lipstick, and poise that contrasts the sea of men in what often feels like a ratio of 10 to 1 at a money transfer conference. I hesitate to do the cliche thing of focusing…
Henry Balani discusses scaling blockchain for remittances, navigating EU’s 6MLD, and building key partnerships between crypto startups and banks.
AML veteran Joseph Ciccolo shares expert tips on how crypto and fintech firms can engage with regulators and properly manage money transfer licenses.
Faisal Khan warns that most crypto regulation advice is garbage. Discover his insights on licensing, EMIs, and trends in the money transfer market.
Leon Isaacs of DMA explains his journey in remittances, mapping the shift from travellers’ cheques to digital trends and judging the RemTECH Awards.
Industry experts analyze the key factors driving remittance growth in LATAM, discussing US labor demand, potential taxes, and data reliability.
Explore how money transfer comparison sites like Monito and finder.com empower consumers, drive competition, and bridge the digital pricing divide.
Hugo Cuevas-Mohr analyzes the “Trump effect” on LATAM remittances, warning of potential state taxes, rising anxiety, and trends in migrant savings.