HANIF DHARAMSI

Hanif Dharamsi. Director, Global Market Development – Cross-Border Remittances, Xoom | PayPal

Hanif Dharamsi is the Director of Global Market Development for Cross-Border Remittances at Xoom, a PayPal service. With over 15 years of experience in the payments and financial services industry, Hanif brings a deep understanding of remittance markets, digital payment strategies, and cross-border consumer behavior. His work focuses on expanding global access to secure, fast, and affordable money transfers, helping to drive PayPal’s mission of democratizing financial services on a global scale.

Before joining Xoom, Hanif held leadership roles at Visa, where he contributed to the company’s expansion in emerging markets and played a key role in developing go-to-market strategies for cross-border products. He is passionate about advancing financial inclusion through technology and is recognized for building impactful partnerships that bridge traditional finance with digital innovation. Hanif holds a strong global perspective and continues to play a vital role in shaping the future of cross-border payments.