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Applicant name: Intergiro
Applicant Type: Private Company
Website: intergiro.com
Headquarter City: Stockholm
Headquarter Country: Sweden
Innovation Name:  Intergiro
Innovation Type: Service
Category: Fintech Making a Difference
Status of Innovation: In-Market
Innovation Active Since: 01/31/2022

Innovation Description: We are a financial eco system, allowing anyone to offer and/or embed financial services into their products. We are also drivers of the big “re-bundle”, where we can allow companies to use our financial toolkit to be modern.

Innovation Inspiration: Early on, we saw a big need for small and medium enterprises to get basic banking services. To focus fully on the client needs, we made the onboarding digital and automatic – at your own convenience. After that, we also wanted anyone to build creative solutions upon our financial infrastructure, where through a single API integration companies can access and be in charge of their entire financial flow.

Who can benefit from your innovation most? With our Banking as a Service product, we have allowed entrepreneurs to help Ukrainian refugees, create sustainable card programs with co2 footprint and serve an underbanked community, to name a few.

Rationale for moving into BaaS would be: Extend the customer journey and build loyalty & engagement Collect, access and analyse relevant data – in an insightful way Introduce additional revenue streams Reduce costs Focus on the core – not on building financial infrastructure.

What are you most proud of about your innovation? It allows entirely new business models to be created. Still, we are the only fintech in Europe that re-bundled all the services we provide.

Why do you think you should win this category? We solve the legacy problem with banks being big blockers, both for technology but also just to use straight forward banking services. The pain old technology brings, is something that is really holding innovative ideas back. With an all in one financial toolkit, anyone with an idea that includes financial services – can make it reality in just weeks. (Where they probably wouldn’t even be onboarded in that time, in a traditional bank).

TEAM MEMBERS

Full Name: Gustaf Hult
Role: Head of BaaS
LinkedIn: https://www.linkedin.com/in/karltenius/

Full Name: Jelle van Schaick
Role: Marketing Manager
LinkedIn: https://www.linkedin.com/in/jelle-van-schaick-56b05983/

SUPPORTING LINKS

Description: Eco2Wallet – Client
URL: https://eco2wallet.com/personal

Description: Fundof – Client
URL: fundof.me

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