John ReVeal is the Financial Institutions Group’s lead regulatory and compliance lawyer in Bryan Cave’s Washington, D.C. office.
He leads the Firm’s Retail Banking Team and is Co-Chair of the Firm’s Payments Team. He advises banks other financial services providers on consumer compliance, including issues arising under the following federal laws (and state law equivalents, where applicable): Truth in Lending Act, Equal Credit Opportunity Act, Real Estate Settlement Procedures Act, Electronic Fund Transfers Act, Truth in Savings Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Federal Trade Commission Act Section 5 (unfair or deceptive acts or practices), and Gramm-Leach-Bliley Act Title V (consumer privacy).
John also assists financial institutions in the review and development of Bank Secrecy Act and Anti-Money Laundering programs, and provides BSA/AML training to directors, officers and other employees of banks and other financial institutions. In addition, John advises financial institutions regarding bank and thrift powers, federal preemption, exportation of rates and charges, and financial institution licensing.