Ralph Boragina. With over 25 years of experience in the financial market, Ralph Boragina has specialized in the international payment industry in the United States since 1999.

Founder & COO of Apexy One, a company that manages financial operations in Brazil and the United States. Apexy One offers a wide range of services to individuals and companies, as well as consulting services to financial institutions worldwide.

Ralph holds an MBA from the University of Buffalo, New York. He possesses a profound understanding of international payment regulations and brings extensive commercial and operational expertise to his role.