Ralph Boragina. More than 25 years of experience on the financial market, working in the payment industry in the United States since 1999.

Director of leading companies in the international money transfer industry, holding the position of Head of Brazil in Golden Money Transfer. Co-founder of Apexy One, a financial company with offices in Brazil and the United States, providing services for individuals, companies, and financial institutions all over the world.

Has an MBA from the Buffalo University of New York, and has a deep knowledge of international payment regulations, commercial and operational duties, and responsibilities.