Umesh is part of the management team of Homesend, the Remittances Hub,  a joint venture created by MasterCard, eServGlobal and BICS that bridges the gap between finance and telecommunication service providers and enables consumers to send money to and from mobile money accounts, payment cards, bank accounts or cash outlets – regardless of their location or that of the recipient. HomeSend was first launched in 2008 and Umesh joined in in 2009 as the Strategic Business Development manager for Mobile Financial Services in BICS.

Before working with BICS Umesh has worked for Euroclear and Mastercard in Financial world and Siemens, Proximus and Millenium Technosystems in the Telecom World, which gives him the perfect blend to head Mobile Financial services.

Umesh is an Engineering graduate in Industrial Electronics from Bharati Vidyapeeth University in India (1998) and received his MBA from Solvay Business School in Belgium in 2008